[(1)] On an application under section 107 [relating to an insurance business transfer scheme, a banking business transfer scheme or a reclaim fund business transfer scheme], the following are also entitled to be heard—
[(a) the FCA,
(aa) in the case of a scheme falling within subsection (2), the PRA, and]
(b) any person (including an employee of [the transferor concerned] or of the transferee) who alleges that he would be adversely affected by the carrying out of the scheme.
[(2) A scheme falls within this subsection if—
(a) [the transferor concerned] or the transferee is
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