(1) The following persons are authorised for the purposes of this Act—
(a) a person who has a [Part 4A permission] to carry on one or more regulated activities;
(b) . . .
(c) . . .
(d) a person who is otherwise authorised by a provision of, or made under, this Act.
(2) In this Act “authorised person” means a person who is authorised for the purposes of this Act.
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Codicils may be used for making any alteration in a Will such as to alter the executors or make changes in legacies, whether by addition or deletion but that is by no means their only use. As a general rule, substantial changes are best achieved by means of a new Will and codicils are more
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