(1) If an occupational pension scheme does not include a maternity equality rule, it is to be treated as including one.
(2) A maternity equality rule is a provision that has the effect set out in subsections (3) and (4).
(3) If a relevant term does not treat time when the woman is on maternity leave as it treats time when she is not, the term is modified so as to treat time when she is on maternity leave as time when she is not.
(4) If a term confers a relevant discretion capable of being exercised so that
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