This Schedule applies to—
(a) a term of a consumer contract,
(b) a term proposed for use in a consumer contract,
(c) a term which a third party recommends for use in a consumer contract, or
(d) a consumer notice.
(1) A regulator may consider a complaint about a term or notice to which this Schedule applies (a “relevant complaint”).
(2) If a regulator other than the CMA intends to consider a relevant complaint, it must notify the CMA that it intends to do so, and must then consider the complaint.
(3) If a regulator considers a relevant complaint, but decides not to make an application under paragraph 3 in relation to the complaint, it must give reasons for its decision to the person who made the complaint.
(1) A regulator may apply for an injunction or (in Scotland) an interdict against a person if the regulator thinks that—
(a) the person is using, or proposing or recommending the use of, a term or notice to which this Schedule applies, and
(b) the term or notice falls within any one or more of sub-paragraphs (2), (3) or (5).
(2) A term or notice falls within this sub-paragraph if it purports to exclude or restrict liability of the kind mentioned in—
(a) section 31 (exclusion of liability: goods contracts),
(b) section 47 (exclusion of liability: digital content contracts),
(c) section 57 (exclusion of liability: services contracts), or
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