When is consumer legislation relevant from a lender's perspective?
When is consumer legislation relevant from a lender's perspective?

The following Banking & Finance practice note provides comprehensive and up to date legal information covering:

  • When is consumer legislation relevant from a lender's perspective?
  • Consumer credit law
  • The law
  • When does a lender need to consider consumer credit law?
  • Unfair contract terms
  • The legislation
  • When is this legislation relevant to a lender?
  • Mortgage lending
  • The rules and legislation
  • When are these rules and this legislation relevant to a lender?
  • More...

IP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the end of the Brexit transition/implementation period entered into following the UK’s withdrawal from the EU. At this point in time (referred to in UK law as ‘IP completion day’), key transitional arrangements come to an end and significant changes begin to take effect across the UK’s legal regime. This document contains guidance on subjects impacted by these changes. Before continuing your research, see Practice Note: What does IP completion day mean for lending lawyers? [Archived].

BREXIT: As of 31 January 2020, the UK is no longer an EU Member State, but has entered an implementation period during which it continues to be treated by the EU as a Member State for many purposes. As a third country, the UK can no longer participate in the EU’s political institutions, agencies, offices, bodies and governance structures (except to the limited extent agreed), but the UK must continue to adhere to its obligations under EU law (including EU treaties, legislation, principles and international agreements) and submit to the continuing jurisdiction of the Court of Justice of the European Union in accordance with the transitional arrangements in Part 4 of the Withdrawal Agreement. For further reading, see: Brexit—introduction to the Withdrawal Agreement. This has an impact on this Practice Note. For guidance, see Practice Note: Brexit—impact on finance

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