The following Information Law Q&A provides comprehensive and up to date legal information covering:
In answering this Q&A, we have limited our research to cover data protection, defamation, restrictive agreements in competition law and the Employment Relations Act 1999 (Blacklists) Regulations 2010, SI 2010/493. In conducting our research we have assumed that the organisation is not a public authority or otherwise subject to any public procurement regime.
If the information within the list relates to a living individual, the Data Protection Act 1998 (the DPA 1998) may apply. The DPA 1998, governs the processing of personal data in the UK and it obliges those handling such data to comply with eight data protection principles.
For more information, see Practice Note: Data protection—background and key definitions and in particular the sections on Data, Personal data, Processing and Relevant filing system.
If the DPA 1998 applies to the internal list, we refer you to the following Practice Notes:
Data protection principles—which sets out the eight data protection principles with which any person or organisation that handles personal data must comply
Rights of data subjects—which sets out the rights of an individual who is the subject of personal data
The General Data Protection Regulation, Regulation (EU) 2016/679, (the GDPR) will be directly applicable and fully enforceable in all EU Member States from 25 May 2018 in place of the DPA 1998.
The GDPR will int
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This Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum net worth test•gearing ratio•leverage ratio (or debt to equity ratio)•current ratio (or acid test ratio)•cashflow ratio•interest cover ratio, and•loan to value ratioIt explains:
BREXIT: As of exit day (31 January 2020), the UK is no longer an EU Member State. However, in accordance with the Withdrawal Agreement, the UK has entered an implementation period, during which it continues to be subject to EU law. This has an impact on this Practice Note. For further guidance on
Overlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover, whether deliberately or otherwise.Examples include the situation where the insured takes the benefit of other insurance arranged by another party or where, in the commercial world, risk
STOP PRESS: The Corporate Insolvency and Governance Act 2020 contains provisions which, on a temporary basis (presently until 31 December 2020) impose significant limitations on the ability for a creditor to seek a winding-up order against a company. For further reading, see Practice Note: Corporate
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