The Pre-2015 National Health Service Pension Scheme
Produced in partnership with Gary Delderfield of Eversheds Sutherland (International) LLP and Paul Carney of Shoosmiths
The Pre-2015 National Health Service Pension Scheme

The following Pensions guidance note Produced in partnership with Gary Delderfield of Eversheds Sutherland (International) LLP and Paul Carney of Shoosmiths provides comprehensive and up to date legal information covering:

  • The Pre-2015 National Health Service Pension Scheme
  • What is the NHSPS?
  • The statutory framework
  • Funding
  • Administration
  • Governance
  • Eligibility and membership
  • Contributions
  • Standard benefits
  • Changes made to death benefit rules to reflect case law
  • more

This Practice Note covers the National Health Service Pension Scheme as it stood before the changes made on 1 April 2015 to that scheme.

What is the NHSPS?

The National Health Service Pension Scheme (NHSPS) is an unfunded, public service occupational pension scheme that provides retirement benefits to persons employed as health service workers on a salary-related or defined benefit (DB) basis.

Since 1 April 2015, there are two separate NHSPS schemes:

  1. the post-2015 NHSPS (sometimes referred to in NHS literature as the ‘2015 Scheme), which was established under the Public Service Pensions Act 2013 (PSPA 2013) on 1 April 2015 as a new career average revalued earnings (CARE) scheme. For more information, see Practice Note: The Post-2015 National Health Service Pension Scheme

  2. the pre-2015 NHSPS (sometimes referred to in NHS literature as the ‘1995/2008 Scheme ). The scheme is composed of two separate sections, the 1995 Section and the 2008 Section, which are the subject of this Practice Note

Note that there are separate schemes in Scotland and Northern Ireland which are not covered in this Practice Note.

At the same time as the post-2015 NHSPS opened, the 1995 and 2008 Sections were closed. However, transitional provisions were adopted which allowed certain ‘protected members, dependant on their age, to remain in their sections until retirement rather than join the less