Minimum income threshold: Category D—cash savings
Produced in partnership with Jo Renshaw of Turpin & Miller LLP
Minimum income threshold: Category D—cash savings

The following Immigration guidance note Produced in partnership with Jo Renshaw of Turpin & Miller LLP provides comprehensive and up to date legal information covering:

  • Minimum income threshold: Category D—cash savings
  • Whose cash savings can be relied on?
  • What types of cash savings can be relied on?
  • Liquidating investments and property assets
  • Permitted source combinations
  • Calculating the amount required
  • Specified evidence

This Practice Note looks at the requirements for meeting the minimum income threshold under the five-year route for settlement under Appendix FM, when relying in whole or in part on cash savings.

As with other sources of funds that can be relied on, cash savings is assigned a lettered category (D) in the Immigration Directorate Instruction (IDI) that deals with the financial requirement, and in the relevant immigration forms. These categories are not referred to in Appendix FM or Appendix FM-SE of the Immigration Rules, although the requirements that underpin the split into categories are.

Whose cash savings can be relied on?

For entry clearance applications for applicant partners, cash savings of the applicant partner and sponsoring partner can be relied on. The same applies to an entry clearance application by any child of the applicant partner who is applying at the same time as them.

If a child is applying for entry clearance after the applicant partner has already obtained limited leave as a partner, the cash savings of any other child of the applicant partner who already has leave as their dependant child and has turned 18 can also be counted.

For leave to remain applications for both applicant partners and their children, applicants can rely on cash savings of the sponsoring partner, the applicant partner and any dependant