Q&As

If a CCJ is paid off within the one-month time frame as is successfully removed from the register, does not appear on the individual's credit rating as a CCJ? For the purposes of declarations for insurance, would an individual need to say they have a CCJ?

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Published on LexisPSL on 14/05/2020

The following Insurance & Reinsurance Q&A provides comprehensive and up to date legal information covering:

  • If a CCJ is paid off within the one-month time frame as is successfully removed from the register, does not appear on the individual's credit rating as a CCJ? For the purposes of declarations for insurance, would an individual need to say they have a CCJ?

If a CCJ is paid off within the one-month time frame as is successfully removed from the register, does not appear on the individual's credit rating as a CCJ? For the purposes of declarations for insurance, would an individual need to say they have a CCJ?

In making a declaration to insurers, the individual should look at the words of the question being asked, which may specify whether insurers seek information on spent and unspent CCJs. However, typically insurers will also ask for all material facts that will influence

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