The following Risk & Compliance practice note provides comprehensive and up to date legal information covering:
Brexit: As of exit day (31 January 2020), the UK is no longer an EU Member State, but it has entered an implementation period during which it continues to be treated by the EU as a Member State for many purposes. The UK must continue to adhere to its obligations under EU law, including in relation to data protection, and the ICO has confirmed the GDPR will continue to apply during the implementation period. For more information, see: Practice Note: Brexit—implications for data protection.
Individuals have a number of rights in respect of their personal data under the General Data Protection Regulation (GDPR) Regulation (EU) 2016/679:
a right of access
rights to rectification, erasure and restriction of processing
a right of data portability
a right to object to processing
a right not to be subject to a decision based solely on automated processing, including profiling
A data subject can make a request to a data controller to exercise one or more of these rights at any time. They do not need to explain their reasons for making a request and there are strict time limits for complying. Responding to a data subject request can be onerous for a data controller and in most cases you cannot charge the data subject for complying with their request.
With this in mind, it is essential to put in place appropriate
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Fraud by false representationFraud by false representation applies to a broader range of conduct than the offences under the preceding legislation (the Theft Act 1968 (TA 1968)). No gain or loss need actually be made, and no deception need operate on the mind of the deceived for the Fraud Act 2006
On the disposition of a property (whether by way of conveyance, transfer or charge), the party making the disposition will normally provide a title guarantee which implies standard form covenants for title. A landlord may give a title guarantee when granting a lease, but this is rare in practice.
This Practice Note is an archive of news from the Loan Market Association (LMA) on LMA documentation and related topics. It covers LMA updates from early 2013 to January 2016. For the latest LMA developments since January 2016, see Practice Note: Loan Market Association (LMA)—latest news on
IntroductionShari'ah (also Sharia, Shariah or Shari’a) (literally, in Arabic, 'the path towards the watering place') or Islamic law is the legal system of the religion of Islam that sets out a system of duties or code of conduct for individuals to follow so that they may live their life in a
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