Flooding—Law Society practice note on flood risk
Flooding—Law Society practice note on flood risk

The following Environment guidance note provides comprehensive and up to date legal information covering:

  • Flooding—Law Society practice note on flood risk
  • Brexit impact
  • Status of the practice note
  • Flood risks
  • Flood risk insurance
  • Good practice in conveyancing transactions
  • Flood searches
  • Enquiries of the seller, landlord or borrower
  • Physical inspection, survey and valuation
  • Buildings insurance

The Law Society first issued its practice note on flood risk on 23 May 2013 due to the increasing risk properties face from flooding and the knock on effects it can have in obtaining a mortgage, insurance cover and in selling the property. The practice note was updated:

  1. on 18 December 2014 to address changes proposed to the Flood Re insurance scheme, and refer to new flood maps published by the Environment Agency (EA), see News Analysis: Updated Law Society practice note on flood risk, and

  2. on 10 February 2016 in preparation for the Flood Re insurance scheme commencing in April 2016, and to account for insurance changes to the CML handbook

  3. on 31 January 2020 as a result of increasing concern about flood risk for property owners as a result of climate change

As solicitors are not qualified to give advice on flood risk or interpret technical flood reports, the practice note aims to provide solicitors with information to help clients investigate these matters.

Brexit impact

As of exit day (31 January 2020) the UK is no longer an EU Member State. However, in accordance with the Withdrawal Agreement, the UK has entered an implementation period, during which it continues to be subject to EU law. This has an impact on this content.

For further guidance, see Practice Note: Brexit—impact on