Flooding—Law Society practice note on flood risk
Flooding—Law Society practice note on flood risk

The following Environment practice note provides comprehensive and up to date legal information covering:

  • Flooding—Law Society practice note on flood risk
  • Status of the practice note
  • Flood risks
  • Flood risk insurance
  • Good practice in conveyancing transactions
  • Riparian obligations
  • Acting for a lender
  • Flood searches
  • Enquiries of the seller, landlord or borrower
  • Physical inspection, survey and valuation
  • More...

The Law Society first issued its practice note on flood risk on 23 May 2013 due to the increasing risk properties face from flooding and the knock on effects it can have in obtaining a mortgage, insurance cover and in selling the property. The practice note was updated:

  1. on 18 December 2014 to address changes proposed to the Flood Re insurance scheme, and refer to new flood maps published by the Environment Agency (EA), see News Analysis: Updated Law Society practice note on flood risk, and

  2. on 10 February 2016 in preparation for the Flood Re insurance scheme commencing in April 2016, and to account for insurance changes to the CML handbook

  3. on 31 January 2020 as a result of increasing concern about flood risk for property owners as a result of climate change

As solicitors are not qualified to give advice on flood risk or interpret technical flood reports, the practice note aims to provide solicitors with information to help clients investigate these matters.

Status of the practice note

The practice note is not legal advice and is not intended to be the only standard of good practice that solicitors can follow. Although solicitors are not required to follow the guidance, it is advisable to do so.

Flood risks

The practice note highlights some statistics on flood risk, including the EA's estimate that 5.2 million homes and businesses

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