The following Corporate Crime guidance note Produced in partnership with Daniel Taylor of Red Lion Chambers provides comprehensive and up to date legal information covering:
It is an offence to use, or to cause or permit another to use, a motor vehicle under the Road Traffic Act 1988 (RTA 1988) unless a policy of insurance or security in respect of third parties is in force.
Driving with no insurance is a summary only offence carrying a maximum penalty of an unlimited fine.
A defendant is guilty of an offence if they:
use or causes/permits use
of a motor vehicle
on a road or other public place
without a valid policy of insurance or security in respect of third party risks in force
At a time yet to be appointed, the requirement to have security for third party risks for automated vehicles will not apply.
The user of a vehicle is usually the driver or their employer if they are driving as part of their employment.
There must be an element of controlling, managing or operating a vehicle at the relevant time.
An owner of a vehicle can be said to be 'using' the vehicle if they are a passenger in it as they would normally retain some control. See Cobb v Williams  RTR 113 (not reported by LexisNexis®).
As long as the vehicle is capable of being moved, even if it cannot be driven, for example
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