Q&As

Does limitation run from the date of the incident/insured event, or does it run from the date on which insurers decline cover for the claim?

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Published on LexisPSL on 02/02/2017

The following Dispute Resolution Q&A provides comprehensive and up to date legal information covering:

  • Does limitation run from the date of the incident/insured event, or does it run from the date on which insurers decline cover for the claim?

Does limitation run from the date of the incident/insured event, or does it run from the date on which insurers decline cover for the claim?

Under section 5 of the Limitation Act 1980, an action on a contract must be brought within six years from the date of accrual of the action, and 12 years if it is a deed. For more information on the principal limitation periods, see Practice Note: Limitation Act 1980—the principal limitation periods.

There is authority for the proposition that an

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