Q&As

Can a person applying as a spouse under Appendix FM meet the minimum income threshold by using cash savings held for more than a full six months but transferred in full from one savings account to another in the middle of the six months?

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Produced in partnership with Gary McIndoe of Latitude Law
Published on LexisPSL on 28/08/2018

The following Immigration Q&A Produced in partnership with Gary McIndoe of Latitude Law provides comprehensive and up to date legal information covering:

  • Can a person applying as a spouse under Appendix FM meet the minimum income threshold by using cash savings held for more than a full six months but transferred in full from one savings account to another in the middle of the six months?

Under Appendix FM, it is possible to rely on cash savings to satisfy the financial requirement. Immigration Rules, Appendix FM-SE states the following:

‘11. In respect of cash savings the following must be provided:

(a) personal bank statements showing that at least the level of cash savings relied upon in the application has been held in an account(s) in the name of the person or of the person and their partner jointly throughout the period of 6 months prior to the date of application.

(b) A declaration by the account holder(s) of the source(s) of the cash savings.’

Immigration Rules, Appendix FM-SE, para 11A goes on to state that savings can be held in any form of personal bank account, provided that account al

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