Automatic re-enrolment
Automatic re-enrolment

The following Pensions guidance note provides comprehensive and up to date legal information covering:

  • Automatic re-enrolment
  • Who needs to be re-enrolled automatically?
  • Timing of automatic re-enrolment
  • Making arrangements for active membership
  • Information requirements
  • Differences between auto-enrolment and automatic re-enrolment

Employers have a duty to:

  1. re-enrol eligible jobholders automatically into an automatic enrolment scheme broadly every three years (where they are not active members of a qualifying scheme on the relevant date)

  2. re-enrol eligible jobholders and non-eligible jobholders automatically into a automatic enrolment scheme immediately in certain circumstances (eg if they cease active membership of a qualifying scheme due to an action of the employer)

The date, with effect from which an employer must re-enrol a jobholder automatically, is called the automatic re-enrolment date.

Irrespective of the circumstances in which a jobholder is re-enrolled (whether cyclical or immediate), the process of automatic re-enrolment is the same as for auto-enrolment and the employer must follow the same steps set out in law as for auto-enrolment, so that the jobholder becomes an active member with effect from their automatic re-enrolment date.

Employers must re-register with the Pensions Regulator to tell the Regulator how they have complied with their automatic re-enrolment duty.

The Pensions Regulator has published guidance for employers and professional advisers on the law surrounding automatic re-enrolment, and also launched an automatic re-enrolment tool in July 2019 to enable employers (and, in particular, small and micro employers) to automatically re-enrol their staff into a workplace pension more simply.

Who needs to be re-enrolled automatically?

An eligible jobholder must be re-enrolled automatically into an automatic enrolment