The following Property guidance note provides comprehensive and up to date legal information covering:
Even if a specialist subcontractor is not providing any significant degree of design input in relation to its particular element of the developer’s works, it may well be incorporating specific proprietary products into those works. Examples of such products include lifts, escalators, boilers, wall cladding, windows, curtain walling, air conditioning systems, etc.
Given the importance of these products to the overall performance capability of the building, the subcontractor or supplier of the product should be required to have product liability insurance in relation to these products so as to protect the tenant, among others, from liabilities or losses which may arise if the product turns out to be defective in some way.
However, product liability insurance is restricted in terms of the losses that it will cover. The insurance protects against liability for:
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