Q&As

A driver was using new personalised number plates when they crashed into a wall. A search on this number plate found that it was not associated to the vehicle. It transpired that the driver had missed a step in the process when registering the new number plate and so the old registration plate was still associated with their vehicle. Would this affect the insurer and indemnity?

read titleRead full title
Published on LexisPSL on 23/08/2021

The following Insurance & Reinsurance Q&A provides comprehensive and up to date legal information covering:

  • A driver was using new personalised number plates when they crashed into a wall. A search on this number plate found that it was not associated to the vehicle. It transpired that the driver had missed a step in the process when registering the new number plate and so the old registration plate was still associated with their vehicle. Would this affect the insurer and indemnity?

A driver was using new personalised number plates when they crashed into a wall. A search on this number plate found that it was not associated to the vehicle. It transpired that the driver had missed a step in the process when registering the new number plate and so the old registration plate was still associated with their vehicle. Would this affect the insurer and indemnity?

We have assumed that the vehicle was not a business vehicle, there is a valid insurance policy in place for the vehicle with its old registration plates and the missed step in registering the new plate was purely administrative and accidental.

In the UK, legally you must have a registration plate fitted on your vehicle. For that reason, it is necessary for insurers to know

Related documents:

Popular documents