Q&As

A claimant who is pursuing a personal injury claim has personal accident cover with their car insurer. The insurer is going to be paying compensation for each of their injuries. While the claimant paid for the policy premiums themselves, they were reimbursed by their spouse’s financial deputy (under their personal injury claim for a separate accident). Would the reimbursement by their spouse’s financial deputy amount to the claimant not paying the policy premiums themselves?

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Published on LexisPSL on 01/03/2022

The following Insurance & Reinsurance Q&A provides comprehensive and up to date legal information covering:

  • A claimant who is pursuing a personal injury claim has personal accident cover with their car insurer. The insurer is going to be paying compensation for each of their injuries. While the claimant paid for the policy premiums themselves, they were reimbursed by their spouse’s financial deputy (under their personal injury claim for a separate accident). Would the reimbursement by their spouse’s financial deputy amount to the claimant not paying the policy premiums themselves?

A claimant who is pursuing a personal injury claim has personal accident cover with their car insurer. The insurer is going to be paying compensation for each of their injuries. While the claimant paid for the policy premiums themselves, they were reimbursed by their spouse’s financial deputy (under their personal injury claim for a separate accident). Would the reimbursement by their spouse’s financial deputy amount to the claimant not paying the policy premiums themselves?

If the payment by the policyholder’s spouse was reimbursement in respect of their insurance premium payments there should be no issue in relation to insurance cover provided. Even if the insurer has not actually received

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