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Practice notes
What is electronic money?BREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period...
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19th May
Practice notes
FCA: Treating Customers Fairly—essentialsBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit...
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19th May
Practice notes
What is credit and what is a regulated consumer credit agreement?Scope of this Practice NoteThere are several factors to consider when deciding...
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19th May
Practice notes
Threshold conditions under FSMA 2000This Practice Note provides a summary of the threshold conditions that apply to authorised firms, including firms...
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Produced in partnership with John Ahern 19th May
Practice notes
Consumer protection—FCA and other regulatory requirementsBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit...
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19th May
Practice notes
FCA—APR controlled functions for benchmark administrators and appointed representativesBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’)...
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19th May
Practice notes
IFPRU Remuneration CodeBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period...
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19th May
Practice notes
Mortgage and home finance conduct of business—responsible lending, charges and arrears requirementsBREXIT: 11pm (GMT) on 31 December 2020 (‘IP...
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19th May
Practice notes
Second Wire Transfer Regulation (EU WTR2 and UK WTR2)—essentialsThe Second Wire Transfer Regulation (EU) 2015/847 (WTR2), also known as the Funds...
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19th May
Practice notes
FCA client classification requirementsBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit...
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19th May
Practice notes
EMIR REFIT and EMIR 2.2 roadmapRegulation (EU) 2019/834 (OJ L 141/42) (EU EMIR REFIT) was published in the Official Journal of the EU on 28 May 2019...
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19th May
Practice notes
The Financial Services Compensation SchemeBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit...
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Produced in partnership with Honor Levy of LexisNexis 19th May
Practice notes
FCA best execution rulesBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period...
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19th May
Practice notes
Public censure by the FCALexis®PSL Financial Services FCA/PRA Enforcement Database: This incorporates detailed information on all substantive FCA and...
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19th May
Practice notes
FCA inducements rulesBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period...
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19th May

Most recent Q&As content

Q&As
What options are available under the Senior Managers and Certification Regime for providing maternity cover for the Head of Internal Audit in an SII...
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5th Jun
Q&As
Are share plan administrators included in the exemption under the Financial Promotions Order, SI 2005/1529, art 60?Any communication to an employee in...
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5th Jun
Q&As
What are the key considerations when a firm contracts with an appointed representative?BREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’)...
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5th Jun
Q&As
What is a new product and what classes as a significant change to an existing product in relation to the new Insurance Distribution Directive?Article...
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5th Jun
Q&As
Does the settlement date (28 days/later date if requested) in the Consumer Credit (Early Settlement) Regulations 2004, SI 2004/1483, apply to loans...
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Produced in partnership with Thomas Samuels of Gough Square Chambers 5th Jun
Q&As
I have a client who wishes to lend money to someone and take security of that person’s property. Could you point me to the consumer credit and...
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5th Jun
Q&As
What does a 'relevant agreement' and 'relevant investment' mean for the purposes of section 89(2) of the Financial Services Act 2012 and does it...
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5th Jun
Q&As
Is there a fee under the Consumer Credit Act 1974 to access a copy of a customer’s credit file from a credit reference agency?Under section 158 of the...
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5th Jun
Q&As
Will a debenture which is not registered with the FCA under the Co-operative and Community Benefit Societies Act 2014, be void against an...
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5th Jun
Q&As
Does a request submitted via an online portal constitute 'in writing' for the purposes of the Consumer Credit Act (in particular section 97), and...
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5th Jun
Q&As
Do you have a Precedent agreement for the sale and purchase of mortgage loans?The following Precedents regarding the sale and purchase of mortgage...
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5th Jun
Q&As
What are the changes to the Pre-Contract Credit Information (Standard European Consumer Credit Information) of a Hire Purchase Agreement as a result...
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5th Jun

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