Introduction to capital and liquidity

Introduction to capital and liquidity guidance:

The Basel Committee on Banking Supervision (BCBS), consisting of the central banks of governors of the so-called G10 countries (Belgium, Canada, France, Germany, Italy,...

Practice Note

This note provides a legislative history of Basel II which preceded the Basel III reforms. For further information regarding Basel III and CRR and CRD IV, please see CRD...

Practice Note

The UK is leaving the EU on Exit Day (as defined in the European Union (Withdrawal) Act 2018). This has an impact on this Practice Note. For further guidance on the...

Practice Note

What is liquidity? Liquidity describes the requirement that firms should maintain sufficient, easily realisable resources to ensure that there is no...

Practice Note

What is prudential regulation? Prudential regulation requires firms to hold certain amounts of capital, maintain requirements around liquidity and observe...

Practice Note

Single market passporting regime—CRD IV Among the European Union’s (EU) core goals has been the development of the internal market, specifically to encourage the free...

Practice Note

Background to passporting under CRD IV The Capital Requirements Directive (2013/36/EU) (CRD IV) enables credit institutions and their subsidiaries that...

Practice Note

Applicability and sources of different regulatory capital regimes Differing regulatory capital regimes for different types of firms A variety of different regulatory...

Practice Note

This Practice Note provides a summary of the internationally recognised requirement for financial institutions, in particular banks and investment firms, to maintain a...

Practice Note

The Basel regime—overview of Basel III In December 2010, the Basel Committee on Banking Supervision (BCBS) published: • 'Basel III: A global regulatory framework for more...

Practice Note