As from a day to be appointed, the following provisions have effect.
Regulations may require employers1 to take action for the purpose of enabling employees2 to obtain information and advice about pensions and saving for retirement3. Such regulations may in particular (1) provide that they are to apply in relation to employers of a prescribed4 description and employees of a prescribed description; (2) make different provision for different descriptions of employers and employees; (3) make provision as to the action to be taken by employers (including the frequency at which, and the time and place at which, action is to
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The Financial Conduct Authority Handbook (FCA Handbook) includes sourcebooks to regulate the conduct of business by a regulated firm relevant to insurers: the Conduct of Business Sourcebook (COBS) and the Insurance Conduct of Business Sourcebook (ICOBS). This Practice Note considers how these
A declaratory judgment is a judgment identifying the rights, duties or obligations of one or more parties in a dispute. It is legally binding, but does not order any action by a party. A court may issue it alone or in conjunction with some other relief such as an injunction and can be granted on an
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This Practice Note examines:•why negative pledge clauses are used in commercial transactions •the consequences of breaching negative pledge provisions•how negative pledges are viewed in the context of security and quasi-security, and•key considerations when drafting a negative pledge clauseWhere
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