The Pensions Act 2008 introduced measures aimed at encouraging greater private pension provision, to address the problem that many people are not saving enough towards a retirement pension. Employers are now required to enrol their workers automatically into a workplace pension if they meet specified criteria, and to contribute to the relevant pension scheme1. Employees can opt in or out of a qualifying scheme2. The introduction of the obligation was phased in from 1 October 2012 to 1 February 2018 and applied first to the largest employers.
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