A lease granted by a mortgagor after a mortgage without statutory or express power is good by estoppel between mortgagor and lessee1, but void as between mortgagee and lessee2, although a mortgagee who purchases the equity of redemption may be bound by tenancy agreements made by the mortgagor3. The lessee is not protected against a legal mortgagee by the rent restriction legislation4. A lease which is void as between the mortgagee and lessee is void against a purchaser on the mortgagee exercising his power of sale without any express assurance of the mortgagee's rights against the mortgagor
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The Financial Conduct Authority Handbook (FCA Handbook) includes sourcebooks to regulate the conduct of business by a regulated firm relevant to insurers: the Conduct of Business Sourcebook (COBS) and the Insurance Conduct of Business Sourcebook (ICOBS). This Practice Note considers how these
An intention to create legal relations is requiredThere are various situations in which a court will hold that an agreement is not binding because, though supported by consideration, it was made without any intention of creating legal relations (see, eg, Blue v Ashley).Did the parties intend to
When defendants are guilty, they have a choice to plead guilty or to put the prosecution to proof. When they plead guilty they may benefit from a reduction in their sentence as a result, see Practice Note: Credit for guilty plea. However, the Sentencing Council's overarching guidelines on reduction
Criminal offences are generally divided into two categories: •conduct crimes, and •result crimesA conduct crime is a crime where only the forbidden conduct needs to be proved. For example, an accused is guilty of dangerous driving if they drove a motor vehicle dangerously on a road or other public
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