646. Repayment of mortgage: evidence of receipt.

A mortgagor is entitled to a receipt at the time he makes repayment1. Where a solicitor produces a mortgage deed indorsed with a receipt signed by the mortgagee or a deed signed by the mortgagee containing a receipt, the deed is sufficient authority for payment to the solicitor2. If it is proposed to pay the sums required to a solicitor on his undertaking to procure the discharge of the mortgage, the cheque or draft should be made payable to the mortgagee rather than to the solicitor unless the mortgagee provides authority to the solicitor to receive payment