560. Mortgagor must be likely to be able to pay sums due within a reasonable period.

The court may exercise its powers to suspend or adjourn a possession order only where it appears to it that in the event of its exercising them the mortgagor is likely to be able within a reasonable period to pay the sums due under the mortgage1. The starting point for assessing what is a reasonable period2 is the remaining term of the mortgage3. It is not proper for the court to make an order for payments which the mortgagor cannot afford and has no foreseeable prospects of being able to afford within a reasonable time, and neither is it