A mortgagee cannot sell to himself, either alone or with others, nor to a trustee for himself1. Unless there are different persons filling the positions of vendor and purchaser the transaction is not a sale at all, and is not an exercise of the power. The interposition of a trustee does not affect the substance of the transaction2. The same principle prevents a sale to an agent, solicitor3 or employee acting for the mortgagee in the matter of the sale4; consequently, on a sale by a building society as mortgagee, a purchase by the secretary5 or other officer concerned
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Background to the Single RulebookHistorically, the European Commission (Commission) favours using Directives (rather than Regulations) to set out its legislation in respect of the financial services sector. However, Directives, allowing Member States greater flexibility in how they implement
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BREXIT: As of 31 January 2020, the UK is no longer an EU Member State, but has entered an implementation period during which it continues to be treated by the EU as a Member State for many purposes. As a third country, the UK can no longer participate in the EU’s political institutions, agencies,
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