644. Discharge of mortgage debt by payment.

Any person may redeem who is beneficially interested in the equity of redemption or liable to pay the mortgage debt1. The mortgage debt may be discharged by payment to the mortgagee2, or to a person authorised to receive it. There must be actual payment; the giving of a cheque is not conditional payment of a secured debt so as to release the security3, and payment of substantial sums by registered post which were stolen in transit cannot be relied on4. The mortgagor cannot unilaterally appropriate a cross-claim for unliquidated damages in discharge of the debt5 even if it gives

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