Where stocks or shares can be transferred only by deed, a blank transfer does not in itself provide any security to the mortgagee1 as an instrument containing blanks is not a deed2. The mortgagee should obtain authority from the mortgagors to fill in the blanks and deliver the transfer as a deed
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Practical completion marks the end of the construction period of a project, when the works are 'finished' and the employer can occupy and/or use them. Practical completion also typically marks the start of the defects liability period/maintenance period.As explained below, practical completion is an
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