Except in certain circumstances1, for the purposes of determining the question of materiality no regard is had to the views entertained by either of the parties when the representation was made. If, in any ordinary case, a representation was not material, the mere fact that the representee2 thought at the time that it was cannot make it so3. Conversely, if, in any such case, the representation was material, the mere fact that the representor4 did not at the time regard it as such cannot make it
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