In most modern leases, of whatever duration, the liability for arranging insurance is expressly provided for; and a covenant to insure is entered into either by the landlord or the tenant. If the covenant is by the landlord, the insurance will in the first instance be at his own expense; but provision may be made for transferring the expense to the tenant, the most effectual way of doing this being to reserve the amount of the insurance as an additional rent1. It has been held that there will not generally be implied a term that the landlord will place
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