382. Acting for the lender.

Instructions from the lender to act will usually be received at the same time as an offer of mortgage is made to the buyer. Where the same solicitor is acting for both borrower and lender, he owes a duty to both clients1. Many lenders require their solicitors to obtain and check evidence of the client's identity and to keep a copy of the evidence of identity on file2. Where the lender instructs that separate advice must be given to joint borrowers, the joint borrowers must be seen separately. Where the solicitor signs a certificate saying that he has independently