91. Moratorium from qualifying debts.

A moratorium commences on the effective date1 for a debt relief order2 in relation to each qualifying debt3 specified in the order ('a specified qualifying debt')4. During the moratorium, the creditor to whom a specified qualifying debt is owed5 has no remedy in respect of the debt6, and may not commence a creditor's petition in respect of the debt or otherwise commence any action or other legal proceedings against the debtor7 for the debt, except with the permission of the court8 and on such terms as the court may impose9.

If on the effective date a creditor to whom a