784. Creditors' ability to opt out of receiving certain notices.

784.     Creditors' ability to opt out of receiving certain notices.

Any provision of the Insolvency (England and Wales) Rules1 which requires an office-holder2 to give a notice3 to creditors of an individual does not apply, in circumstances prescribed by the rules, in relation to opted-out creditors4. 'Opted-out creditor', in relation to an office-holder for an individual, means a person who is a creditor of the individual and, in accordance with the rules has elected (or is deemed to have elected) to be (and not to cease to be) an opted-out creditor in relation to the office-holder5. The