The Secretary of State1 may designate a body to be a competent authority for the purposes of approving individuals as approved intermediaries2 if the body: (1) makes an application3 to the Secretary of State to be designated as a competent authority4; (2) provides or ensures the provision of debt management or debt counselling services through intermediaries and the provision to those intermediaries of education, training and development, including continuing education, training and development, in debt management or debt counselling services5; and (3) it appears to the Secretary of State that it is a fit and proper body6 to approve
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