Everyone to whom a chattel is delivered in order that he may, for reward, do work upon it, and who does work upon the chattel which improves it1, has at common law a lien on the chattel for the amount of the remuneration due for the work done, and therefore is not bound to restore it until such remuneration is paid2, unless that lien is excluded by express agreement or is otherwise inconsistent with the express or implied terms of the contract3. But if a chattel is bailed to a worker for the sole purpose of his working with
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This Practice Note covers the legal framework and regulatory guidance to be considered in determining whether an arrangement constitutes a contract of insurance and the possible consequences of carrying on activities relating to a contract of insurance without the requisite regulatory permissionsThe
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