The general rule is that, in order to make a pawn1 valid against the owner of the goods pawned, it must be shown that the pawnor has authority to pawn2. To this general rule there are exceptions where the person in possession has a title defeasible on account of fraud3; where the owner of the goods by his conduct is estopped from denying the apparent authority of the pawnor
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Overlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover, whether deliberately or otherwise.Examples include the situation where the insured takes the benefit of other insurance arranged by another party or where, in the commercial world, risk
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