If a bailee deals with the chattels entrusted to him in a way not authorised by the bailor, he takes upon himself the risk of so doing. If, therefore, the bailee without necessity, and without the bailor's permission, fails to keep the chattel entrusted to him in the place where he has undertaken to keep it, that is to say, in the absence of express agreement, in the place where he himself usually keeps his own chattels of a similar description, he becomes by reason of his breach of duty an insurer of the chattel, and is liable to
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