The lead enforcement authority1 and local weights and measures authorities2 are the 'enforcement authorities' for the purposes of the Estate Agents Act 1979, and are under a duty to enforce the Act's provisions3. These enforcement authorities have investigatory powers under the Consumer Rights Act 20154.
It is the duty of the lead enforcement authority generally to superintend the working and enforcement of the Estate Agents Act 1979, and where necessary or expedient, itself to take steps to enforce it5. The lead enforcement authority is under a duty (so far as appears to it to be practicable and having regard both
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This Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum net worth test•gearing ratio•leverage ratio (or debt to equity ratio)•current ratio (or acid test ratio)•cashflow ratio•interest cover ratio, and•loan to value ratioIt explains:
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