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Precedents
[To be printed on the headed paper of the lender][insert date]To:[insert name and address of borrower]Dear [insert full name of borrower]1We refer to...
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19th May
Practice notes
European PIK loan facilitiesThis Practice Note provides information on European PIK loan facilities (PIK facilities). It discusses:•the key features...
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Produced in partnership with Susan Whitehead, Consultant at Hogan Lovells and Penny Angell, Partner at Hogan Lovells 19th May
Practice notes
Introduction to fund finance—capital call facilitiesThis Practice Note discusses:•what is meant by capital call facilities, NAV, or asset backed...
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Produced in partnership with Leon Stephenson of Reed Smith 19th May
Practice notes
Increased costsThis Practice Note considers the costs that a lender will incur when providing funding to a borrower and the steps that it will take...
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19th May
Practice notes
Perfecting securityIP COMPLETION DAY: 11pm (GMT) on 31 December 2020 marks the end of the Brexit transition/implementation period entered into...
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19th May
Practice notes
Synthetic securitisationsWhat is a securitisation?Securitisation is a technique used to finance the ownership or sale of types of assets that would...
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19th May
Practice notes
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
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19th May
Practice notes
Pre-export finance—key terms in the facility agreementPre-export finance (PXF) is an established structure used to provide finance to producers of...
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Produced in partnership with Dentons 19th May
Practice notes
Derivatives—ISDA documentation frameworkThe International Swaps and Derivatives Association, Inc. (ISDA) is an association for participants in the...
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19th May
Practice notes
The facility agentThis Practice Note covers the duties and role of the facility agent (defined in the Loan Market Association (LMA) documentation as...
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19th May
Precedents
This Deed of guarantee and indemnity is made on [insert day and month] 20[insert year]Parties1[Insert name of Guarantor], a company incorporated in...
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19th May
Practice notes
Transferring a loan by equitable assignmentAssignment is a means by which a lender can transfer its interest in a loan to another lender.For an...
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19th May
Precedents
[TO BE PRINTED ON THE HEADED PAPER OF THE LENDER][insert name and address of borrower][insert date]Dear [insert full name of borrower]We offer to...
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19th May
Practice notes
Loan Market Association (LMA)—news on documentation [Archived]This Practice Note is an archive of news from the Loan Market Association (LMA) on LMA...
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19th May
Practice notes
Crystallisation of floating chargesThe key feature of a floating charge is that, until it crystallises, the chargor is entitled to deal with the...
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19th May
Precedents
[To be printed on the headed paper of the lender][insert date]To:[insert name and address of borrower]Dear [insert name of borrower],We are pleased to...
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19th May

Most recent Q&As content

Q&As
What is the meaning of the words 'legally enforceable' in the context of costs, losses, expenses etc arising out of an indemnity?In answering this...
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13th Sep
Q&As
How long does a party remain liable under a contractual indemnity when there is no time limit specified?Generally, the limitation period for bringing...
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13th Sep
Q&As
Can a body formed under Royal Charter grant security over investments and/or grant a debenture over its assets as security for borrowing. Is a body...
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9th Sep
Q&As
Can a lender take security covering existing loans made as the price for making further funds available to a financially troubled company?This Q&A...
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9th Sep
Q&As
Does an English law debenture created by an English company cover assets outside of England and Wales?This Q&A analyses the general principles that...
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Produced in partnership with Brian Cain 9th Sep
Q&As
Is it correct that a lender can execute a debenture under hand only, and not as a deed, in order to create a valid disposition of land under section...
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9th Sep
Q&As
Does a debenture or legal charge need to be signed/executed by the lender as well as borrower? If the lender does not have a copy of either document...
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Produced in partnership with James Hall of Gatehouse Chambers 9th Sep
Q&As
Does it matter if you carve some of the assets of a company security provider out of the scope of the security package it is creating?Why might a...
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9th Sep
Q&As
When acting for a lender in respect of a legal charge and debenture, is it necessary to register the debenture at HM Land Registry as well as the...
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9th Sep
Q&As
Does the variation of a registered charge amount to a 'disposition' for the purposes of a restriction on the proprietorship register of a registered...
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Produced in partnership with Chris Bryden of 4 King’s Bench Walk 8th Sep
Q&As
Is there any authority or guidance on whether a solicitor from within the same firm can give sufficiently independent advice for the purposes of...
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7th Sep
Q&As
What kind of regulatory framework exists for automated bots, or ‘robo-advisers’, offering financial advice? Does a person have a claim in the tort of...
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7th Sep
Q&As
What is the impact of Brexit on international transfers of personal data?This Q&A looks at the impact of Brexit on cross-border transfers of personal...
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26th Aug
Q&As
How wide is the temporary ban on the use of statutory demands and winding-up petitions to chase outstanding debts from tenants?On 23 April 2020, the...
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Produced in partnership with Stephen Dillion and Farhana Young of Gosschalks 24th Aug
Q&As
I have a client who wishes to lend money to someone and take security of that person’s property. Could you point me to the consumer credit and...
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20th Aug
Q&As
How will company voluntary arrangement meetings be conducted if physical meetings are no longer possible or practical as a result of coronavirus...
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Produced in partnership with Aman Sehgal of Keystone Law 18th Aug
Q&As
What happens if the requisite threshold of creditors request a physical meeting during the COVID-19 crisis?This advice is current as at 26 March 2020...
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Produced in partnership with Helen Kavanagh 18th Aug

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