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HM Treasury (HMT) have launched a consultation on the draft UK implementing regulations for the revised EU Payment Services Directive. Dentons’ managing associate, Nicholas Ralph, considers the proposals which aim to better protect consumers when they pay online, promote the development and use of innovative online and mobile payments and make cross-border European payment services safer.
HMT consults on the revised EU Payment Services Directive
HMT has published a consultation on the implementation of the revised EU Payment Services Directive 2015/2366/EU (PSD2) which invites views on the proposed steps that the UK government will take to make sure the UK meets its obligation to transpose PSD2. The consultation is accompanied by draft implementing legislation and closes on 16 March 2017. The Financial Conduct Authority (FCA) is to consult further in Q2 of 2017.
PSD2 was published in the EU’s Official Journal on 23 December 2015 and is now in the process of being implemented in each EU Member State before the January 2018 implementation deadline.
PSD2 aims to:
Firms affected by PSD2 include:
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