Financial Services

Contributors
Prior to joining LexisNexis in 2016 as a paralegal, Lauren was an adjudicator at the Financial Ombudsman Service. There she resolved consumers’ complaints, and gained knowledge about a wide variety of financial products. Before this she studied Law at Nottingham Trent University.
Paul Estlin has over 15 years’ experience in the financial services regulatory arena and has worked in private practice, in house and at the regulator- at Addleshaw Goddard, Eversheds, Shoosmiths and Rosenblatt Solicitors, where Paul headed up the firm’s Financial Services Regulatory practice; in legal and compliance roles at Standard Bank and Barclays Wealth; and at the Financial Services Authority and, before that, the Personal Investment Authority.
About

Consumer credit and mortgages

Latest Articles
SA-1019-028 925x286 Banking and Finance 19
18 Mar 2015

What could a new Financial Conduct Authority (FCA) consultation on amendments to its consumer credit regime mean in practice? Harriet Milburn of Addleshaw Goddard LLP...

SA-1019-028 925x286 Banking and Finance 13
25 Feb 2015

Why is the Law Society concerned about the effects of the Mortgage Credit Directive (MCD) and the Financial Conduct Authority’s (FCA’s) proposals for implementation?...

SA-1019-028 925x286 Banking and Finance 13
5 Jan 2015

Our panel of experts examines the impact of 2014’s legislation on financial services lawyers and their clients. The experts Duncan Black, partner, contentious financial...

SA-1019-028 925x286 Banking and Finance 23
3 Dec 2014

Butterworths Financial Regulation Service is written by a team of experienced and well known authors comprising practising lawyers, regulators and academics, and provides...

SA-1019-028 925x286 Banking and Finance 12
25 Nov 2014

Can a borrower be a defaulter if a credit agreement is unenforceable? Can a lender properly register a default with a credit reference agency where a borrower has not...

SA-1019-028 925x286 Banking and Finance 12
21 Oct 2014

What would it mean if the Solicitors Regulation Authority (SRA) were to withdraw from the Financial Conduct Authority’s (FCA) designated professional body regime for the...

SA-1019-028 925x286 Banking and Finance 20
16 Oct 2014

All change for affordability criteria?  15/10/2014 Financial Services analysis: What could Wonga entering into a voluntary requirement with the Financial Conduct...

SA-1019-028 925x286 Banking and Finance 12
15 Oct 2014

Butterworths Financial Regulation Service is written by a team of experienced and well known authors comprising practising lawyers, regulators and academics, and provides...

SA-1019-028 925x286 Banking and Finance 23
6 Oct 2014

The Taking Control of Goods Regulations 2013 came into force in April 2014. Carly Davies who handles debt recovery cases at Cartmell Shepherd, along with Peter Stafford,...

SA-1019-028 925x286 Banking and Finance 19
2 Oct 2014

How lenient will the Financial Conduct Authority (FCA) be when imposing fines where there has been no customer detriment? David Carson, principal of Carson & Co...

Consumer Credit And Mortgages
All change for consumer credit guidance?
Financial Services

What could a new Financial Conduct Authority (FCA) consultation on amendments to its consumer credit regime mean in practice? Harriet Milburn of Addleshaw Goddard LLP...

Will the Mortgage Credit Directive benefit consumers?
Financial Services

Why is the Law Society concerned about the effects of the Mortgage Credit Directive (MCD) and the Financial Conduct Authority’s (FCA’s) proposals for implementation?...

Financial Services—a review of 2014’s legislation
Financial Services

Our panel of experts examines the impact of 2014’s legislation on financial services lawyers and their clients. The experts Duncan Black, partner, contentious financial...

Wonga to make major changes to affordability criteria following discussions with the FCA
Financial Services

Butterworths Financial Regulation Service is written by a team of experienced and well known authors comprising practising lawyers, regulators and academics, and provides...

Can a borrower be a defaulter if a credit agreement is unenforceable?
Financial Services

Can a borrower be a defaulter if a credit agreement is unenforceable? Can a lender properly register a default with a credit reference agency where a borrower has not...

Could law firms be brought under the FCA’s regulatory regime?
Financial Services

What would it mean if the Solicitors Regulation Authority (SRA) were to withdraw from the Financial Conduct Authority’s (FCA) designated professional body regime for the...

Wonga - what does it say about the use of FCA investigatory powers?
Financial Services

All change for affordability criteria?  15/10/2014 Financial Services analysis: What could Wonga entering into a voluntary requirement with the Financial Conduct...

FCA - Debt management firms must raise their game
Financial Services

Butterworths Financial Regulation Service is written by a team of experienced and well known authors comprising practising lawyers, regulators and academics, and provides...

Debt recovery—choose your agent carefully
Financial Services

The Taking Control of Goods Regulations 2013 came into force in April 2014. Carly Davies who handles debt recovery cases at Cartmell Shepherd, along with Peter Stafford,...

FCA fines in cases with no customer detriment
Financial Services

How lenient will the Financial Conduct Authority (FCA) be when imposing fines where there has been no customer detriment? David Carson, principal of Carson & Co...

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