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‘Transfer day’ is fast approaching in the world of consumer credit regulation in the UK. From 12 December 2013, there are only 111 days until the Financial Conduct Authority (FCA) takes over The Office of Fair Trading’s (OFT) role of regulating the consumer credit market. This change will take place on 1 April 2014.
In the last six months there has been a flurry of activity by the FCA to inform, educate, promote and answer questions regarding the new change. In summary, the FCA’s Consultation Paper (CP 13/10) in October 2013 was published (submissions were due by 3 December 2013); the FCA held roadshows nationwide in November 2013 and new information was posted on the FCA’s website. Furthermore, people may have attended industry briefings or attended the LexisNexis’annual Consumer Credit Conference (which was held on 4 December 2013) where Nadege Genetay (Head of Banking, Lending & Protection Department in the Policy Risk and Research Division at the FCA) was a guest panel speaker to keep up to date. Please click here to LexisNexis Comet (Commercial.Enterprise.Technology) Blog to find out about the ‘Top 10 Things You Need to Know’ from this conference!
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