Bank structure and resolution

jibfldec2014David Mayes, Professor of Banking and Financial Institutions and Director of the New Zealand Governance Centre at the University of Auckland looks at a brief assessment of the issues being faced by the authorities in trying to alter the structure of the financial system, and large financial groups in particular, so as to make it easier to keep vital functions, such as taking deposits and lending to households and enterprises, going without interruption and without using taxpayers’ money and to minimise the cost on the economy of resolving problems.

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